AEF

Resilience of Savings-based Microfinance Institutions

 

  • Growth and Resilience of the Microbanking Units of Bank Rakyat Indonesia 

 The microbanking units of BRI, with a savings portfolio of $5.9 billion and a loan portfolio of $3.9 billion (2008), are a heavyweight in microfinance. Crisis has played a crucial role in their evolution. Just as BRI, the bank of which they are a part, owes its origin to globalization and the resulting crises during the second half of the 19th century, so do the microbanking units... [download]

 

  • Growth and Resilience of Savings-based MFIs in Bali

 The microfinance sector has been hit by the worst economic slowdown since the Great Depression, claims the American Banker, "with MFIs hampered by the capital constraints endemic to the financial market meltdown." Similarly, a CGAP survey found that "many MFIs are finding it harder to access funding." This may be true for donor- and investor-driven MFIs; but does it also apply to savings-based MFIs? ... [download]

 

  • Growth and Resilience of the People’s Credit Funds in Vietnam

 "The $32-billion microfinance sector has been pounded by the worst economic slowdown since the Great Depression," writes Joseph Rosta in the American Banker (1 Sep 2009); "default rates at MFIs are rising… And growth has pulled back significantly, with MFIs hampered by the capital constraints endemic to the financial market meltdown." Statements like this are not based on a random sample of microfinance institutions (MFIs)... [download]