Agricultural Development Banks Reform - Case Studies

  • AgDB Reform - Case Studies

For a hundred years or more, until the middle of the 20th century, a small number agricultural banks existed outside of Europe. For three decades, roughly from the1950s to the 1970s, agricultural development banks (AgDBs) were considered a panacea... [weiterlesen]

 

  • India, Restructuring DCCB Bidar

The study of DCCB Bidar cannot be separated from the history of the credit cooperative system in India which in an earlier phase provided the framework for its establishment and in a more recent phase for a multitude of challenges resulting from government intervention. It must also cover the credit cooperatives of Bidar District as the bank’s owners and users, which have been equally affected by the changes in the policy environment... [weiterlesen]

 

  • Indonesia, Restructuring Bank Rakyat Indonesia

  Despite the trend toward finance sector liberalization in recent years, state ownership of financial institutions is still widespread in the developing world. In general, the establishment of state-owned financial institutions, particularly banks, was advocated to correct market failures and provide resources to underserved or high-priority sectors of the economy, thus facilitating equitable economic growth... [weiterlesen]

 

  • Thailand - AgDB Reform, The Case of BAAC

  The Bank for Agriculture and Agricultural Cooperatives (BAAC) in Thailand has gone through four major phases of reform: 1966-74, laying the foundation for individual lending to farmers through joint liability groups; 1975-87, expanding its lending operations through access to commercial bank and donor funds and consolidating its operations by reducing loan channeling through cooperatives... [weiterlesen]

 

  • Uganda, Centenary RDB - A Flagship of Rural Bank Reform

  Centenary Rural Development Bank is a commercial bank in Uganda that provides deposit, credit and money transfer services indiscriminately to men and women of lower income. By insisting on loan recovery and cost coverage, it has reached more customers in rural areas than any other institution in Uganda... [weiterlesen]

 

  • Vietnam, Restructuring a Credit Cooperative System

 Vietnam is a special case among studies of the restructuring and reform of financial institutions. The primary act of reform consisted in closing the old system of rural credit cooperatives and replacing it with a new system under a new name: People’s Credit Funds (PCFs)... [weiterlesen]