AEF

Privately-owned

 

  • Indonesia, Rural Bank Shinta Daya, a Privately Owned MFI

 Financial and economic deregulation in Indonesia since 1983 has encouraged the growth of microfinance institutions (MFIs). Combined with sustained economic growth, this has resulted in drastic reductions in poverty. The paper analyses the performance of Bank Shinta Daya, a private rural bank in Java, in terms of outreach to the poor AND NON-POOR, financial viability and sustainability, resource mobilisation, and sound (best) microfinance practices... [weiterlesen]

 

  • Nigeria, Assessment of Community Banks

 This study on community banks in Nigeria was undertaken in June 2004 by the FAO Investment Centre, with financial support from the Canadian International Development Agency (CIDA), the Department for International Development (DFID), the International Fund for Agricultural Development (IFAD), the Ford Foundation (FF), the United Nations Development Programme (UNDP) and the World Bank (WB), and in collaboration with the Central Bank of Nigeria (CBN). The objective of the study was to assess the past and present performance of community banks, in particular rural-based banks, and to propose a first framework for their support... [weiterlesen] 

 

  • Nigeria, Underdeveloping MF through re-regulation - will community banks survive

 Regulating the financial system through restrictions on foreign exchange, interest rate controls and constraints imposed on financial institutions have been among the principal instruments of financial repression in low-income countries. In recent years, many have taken to deregulation, but mostly in response to donor persuasion and pressure rather than conviction... [weiterlesen]

 

  • Philippines, Producers Bank - Mainstreaming Grameen Banking

  To Producers Bank, like other rural banks in the Philippines, Grameen banking is but a financial product which has to prove its effectiveness in terms of outreach and profitability. For two years, 1996-98, the bank experimented with microfinance at its own, but suffered delinquency problems. These were solved when the staff were trained at Card Rural Bank and the Grameen banking approach (GBA) was adopted. During four years of testing Grameen and non-Grameen products in parallel, it has embraced banking with the very poor with increasing enthusiasm... [weiterlesen]